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All agents are NOT alike! Find out why I am a top real estate expert. Call me: 802-524-6717.
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11/29/2009
"Rachel is also always professional and honest. I will call on her again in the future if necessary."
Pamela Hunt
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Pre-Qualify For Your Mortgage
Welcome > For Buyers > Mortgage Prequalification ...

Don't Go Shopping for a New Home Before You Know Exactly How Much You Can Spend! 

You might have an idea of the loan payment and mortgage you can afford. But will the bank feel otherwise? It's always best to pre-qualify for a mortgage so you know exactly how much a financial institution would be willing to lend you. 

In the pre-qualification process, you will find out: 

- Exactly how much home or land you can afford. 

- How much cash you will need for the down payment. 

- The minimum down payment, and advantages of higher down payments. 

- What the bank feels you can afford for a monthly payment. 

I help buyers pre-qualify for mortgages every day. Simply fill out the form below to get started. 

Remember: I will respect your privacy! I know this is your personal information, and I will not distribute it to anyone, other than to my preferred mortgage broker. This service is also provided free of charge, without any obligation on your part. It is part of my job as a St. Albans, Swanton and Fairfax real estate agent to offer services such as these. 

Once you fill out the form, I will quickly process your information and get right back to you! 

I can help you pre-qualify for your mortgage. It's my job! This is free and without obligation... 

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Real Estate Tips
Working With An Agent >The Exclusive Sale

The most common and popular arrangement to have with a real estate agent when selling a specific property is an "exclusive right-to-sell". This type of agreement has advantages for both the broker and the seller. It allows an agent to give his or her full attention to marketing a seller's home or property for a certain period of time without competition from other real estate companies.

Within such an exclusive arrangement, the real estate agent shares the listing with national and worldwide referral networks through the Multiple Listing Service that is subscribed to by most real estate sales professionals. The MLS listing assures your home of the widest possible exposure to the market place.

Nine out of ten homes that are sold today are "listed" homes (more in some markets). Enough said!      

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Real Estate Trivia
Q 
What famous American Lady has an arm length of 42 feet?

A 
The Statue of Liberty
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Rachel Smith, REALTOR®, real estate agent and broker for St. Albans, Swanton and Fairfax, Vermont home listings, property and land for sale - NUMBER1EXPERT

Rachel Smith
S.R. Smith Real Estate

353 Fairfax Road
St. Albans, VT 05478
Toll-Free: 877-524-6717
Mobile: 802-782-4961
Fax: 802-524-6718
Rachel@SRSmithRealEstate.com

Contact Rachel Smith for all your Real Estate needs!

ABR CRS GRI SRES SFR REALTOR MLS Equal Housing


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