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All agents are NOT alike! Find out why I am a top real estate expert. Call me: 802-524-6717.
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Why Sellers Choose Rachel Smith
Welcome > For Sellers > Why Sellers Choose Rachel Smith ...

Get the Straight Facts About What Can Make or Break the Sale of Your Home. 

Selling your home is one of the most important decisions you will make in your life. How much is it REALLY worth? How long will it take to sell? How do you handle buyers making undesirable offers? 

As a St. Albans, Swanton and Fairfax area real estate agent, it is my job to guide you through this complicated process, from beginning to end. I want you to get the maximum value for your home, within YOUR time frame. Here are just some of the things that I will do to market and sell your home: 

- Buyers want to buy your home for as little as possible! Through detailed comparisons between your home and recently sold homes, and other properties currently on the St. Albans, Swanton and Fairfax market, together we can determine what your home is really worth in today's market. In the industry this is called a Comparative Market Analysis or CMA. I will do this for you, for free. 

- Buyers have their own timelines, which might not be yours! I make sure they don't waste your time by qualifying them as to their real ability to afford your home. 

- More buyers interested in your St. Albans, Swanton and Fairfax home means more money in your pocket when it is sold. My extensive marketing of your home assures you of maximum value. For example, this web site will market your property all across the web. It will appear on top national sites. I can place your home on my web site within a few minutes time! 

- When we begin marketing your home, I will immediately notify all the buyers that I am helping. I'll also notify all the real estate agents in this area that I work with, who quickly tell their homebuyers. It is a powerful way to jump-start the sale of your home! 

- You and a member of my team or I will walk through your home together. I will advise you how to present your property to maximize its selling price. Some improvements are worth it, and some are not! Be careful. 

- Contracts are complicated, and intimidating. You don't want to go to a closing with some doubts. You will have the full benefit of my St. Albans, Swanton and Fairfax real estate experience and knowledge for a smooth and successful closing. I recommend that you do not sign on any dotted lines without asking me first. 

- I will make sure you conform to Vermont statutory disclosure requirements. I will also inform you of any inspections that you should consider having done ahead of time to smooth the negotiating process with buyers, and to ensure a successful escrow and closing. 

You pay no up front costs for my services! So you can bet that I will work hard to get your home sold, for as much as this market will possibly bear. I will also work within your time frame and your needs. For example, sometimes it can be hard to sell and move out of your current home, and buy and move into a new home, all at the same time! I can help smooth this out. 

Call or email me. Ask for a free In-Home Presentation. I will come to your St. Albans, Swanton and Fairfax home or office, and present you a plan that details exactly how I will market your home. There is absolutely no obligation so don't let this opportunity pass. It is part of my job as a real estate agent to offer you this service. 

Ask me ANY question about selling your home or property. Or request my FREE in-home presentation of how I would market your property in St. Albans, Swanton and Fairfax! There's no obligation, and I promise to get back to you quickly... 

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Real Estate Tips
Short Sales >1. What Is a Short Sale?

A short sale is discussed if the home owner is facing financial hardship and is therefore unable to make payments on the home loan. In the event that the bank or mortgage lender agrees to it, a short sale is an alternative solution when foreclosure is looming. “Short sale” literally translates to selling a piece of real estate just short of the remaining balance of the loan. Because the homeowner finds him or herself in a position where paying the loan just isn’t feasible, the lender will then discount the balance of the loan and the home owner will sell the property and forfeit all of the proceeds to the lender. By doing this, the lender concedes that selling the property at a loss is a better option than continuing to pursue the borrower.

There are four conditions of a short sale:

  1. The home’s market value is down. This means that the home is worth less than the remaining balance on the home loan. Another way to say this is by saying that the home is "underwater".
  2. The mortgage is in default or heading that way. A mortgage default occurs when the borrower stops making payments on the loan. At that point, the lender can seize the property from the borrower.
  3. The home owner encounters hardship like divorce, death or serious illness, unemployment, bankruptcy, etcetera. It is important to note that personal lifestyle choices that cause financial strain are not considered.
  4. The home owner has no assets. If the homeowner had assets, he or she could use these to make payments on the loan.

How do you know if you qualify for a short sale?

Whether or not a home seller can go through with a short sale ultimately depends on his or her bank or mortgage lender. They have to agree to the short sale process in order for it to come to pass. If the seller’s situation does not line up with the aforementioned four points, he or she may not qualify to sell their home on a short sale.

Any buyer can put an offer in on a home up for short sale so long as they are able to qualify for a loan. It is, however, up to the lender whether or not an offer will be accepted on the property.

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Real Estate Trivia
Q 
Where is the world's largest stained glass window?

A 
The American Airlines terminal at the Kennedy International Airport in New York City has a stained-glass window that is 300 feet long and 23 feet high.
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Rachel Smith, REALTOR®, real estate agent and broker for St. Albans, Swanton and Fairfax, Vermont home listings, property and land for sale - NUMBER1EXPERT

Rachel Smith
S.R. Smith Real Estate

353 Fairfax Road
St. Albans, VT 05478
Toll-Free: 877-524-6717
Mobile: 802-782-4961
Fax: 802-524-6718
Rachel@SRSmithRealEstate.com

Contact Rachel Smith for all your Real Estate needs!

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